The cheapest insurance group for EV saloon cars sold in the UK in 2026, starts at insurance group 28 for the Tesla Model 3, Hyundai Ioniq 6 and BYD Seal.
UK car insurance groups are rated from 1 to 50, with 1 being the cheapest to insure and 50 the most expensive. You can compare EV insurance groups of all UK EV saloon cars from the tables below.
| Make & Model | Body Type | Insurance Group (Min–Max) |
|---|---|---|
| Tesla Model 3 | Saloon | 28–50 |
| BMW i4 | Saloon | 30–50 |
| BMW i5 | Saloon | 35–50 |
| BMW i7 | Saloon | 45–50 |
| Mercedes EQE | Saloon | 40–50 |
| Mercedes EQS | Saloon | 45–50 |
| Hyundai Ioniq 6 | Saloon | 28–45 |
| Polestar 2 | Fastback | 30–45 |
| BYD Seal | Saloon | 28–45 |
| Volkswagen ID.7 | Saloon | 30–45 |
| MG IM5 (2026) | Saloon | 30–50 |
| Porsche Taycan | Saloon | 45–50 |
Results correct at time of publishing.
UK car insurance groups are based on repair costs, performance, safety features, and security, so choosing a more basic model will reduce your car insurance bill.